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Gold vs Nifty 50: What would ₹1 lakh invested 20 years ago be worth today? Check post-tax returns

Gold has outperformed the Nifty 50 over the past 20 years, but returns are only part of the comparison. Their capital gains tax treatment is different too. Here’s what ₹1 lakh in…

Two home loans? You can claim tax benefits on both—but there are limits | Check details

An individual can take multiple home loans as long as the lender is satisfied with the borrower's income, credit profile and ability to service the loans

8th pay commission: From night allowances to risk insurance, 8 key demands nurses have put forward

The nurses' association outlined several key requests, ranging from higher starting salaries and night duty pay to comprehensive insurance and the return of the Old Pension Scheme.

₹10,000 SIP, ₹87 lakh corpus: Why staying invested for 20 years may be harder than the calculation suggests

A big SIP corpus can look impressive on paper, but real wealth creation depends on whether investors can afford rising contributions, survive financial emergencies and stay invest…

Digital gold is booming: Are investors overlooking hidden risks? Experts compare it with gold ETFs

Digital gold is booming, but investors face a key trade-off: convenience versus regulation and costs. Experts explain how digital gold compares with gold ETFs in terms of accessib…

New UPI MDR rules from October 15: What changes for fuel, railway tickets and 3 other key services? Explained

From October 15, UPI payments over ₹2,000 for fuel, railway tickets, and other services will incur a flat MDR of ₹5, as announced by NPCI. Meanwhile, for P2M transactions above…

Investing via RBI Retail Direct platform: Who will pay UPI MDR from 15 October? Experts weigh in

When you invest in government securities through RBI Retail Direct using UPI, who will bear the payment-processing cost? With MDR rules for capital market transactions changing fr…

Your ITR says ‘verified’, but the refund hasn’t arrived? 5 reasons why your money could be stuck

Refunds may not be issued if bank details are incorrect or if the PAN is inoperative. Taxpayers should monitor their e-filing accounts for discrepancies and may need to correct de…

Large-cap or aggressive hybrid? The mutual fund category that leads in returns may surprise you

Large-cap funds predominantly invest in large-cap stocks, while aggressive hybrid funds combine equity with debt. A comparison of their 1-, 5- and 10-year returns, along with risk…

Your bank account isn’t necessarily frozen just because your KYC is overdue | here’s what can actually happen

Missing a KYC update deadline doesn't mean immediate account freezing. RBI rules require banks to send reminders before action. 

Getting a consumer durable loan? Don't let hidden processing fees and ‘no-cost’ EMI catch you off guard

Consumer durable financing can provide formal credit to new-to-credit borrowers who may otherwise find it difficult to obtain a loan. But convenience comes with potential drawback…

Expectation vs reality: Why you should not assume 20%+ equity returns—what Nifty 500 historical data reveals

Nifty 500 data shows 10%-20% was the most common three-year return range since 2005. With the latest three-year CAGR at 12.9%, an expert suggests investors should distinguish betw…

8th Pay Commission latest news: 8 demands from nursing staff in Chandigarh meeting

The Nurses Welfare Association engaged with the 8th Pay Commission officials to present crucial demands. They aim for an increase in starting salaries and better compensation for…

ICICI Bank changes website and net banking domain addresses: Do you also need to reset your user ID and password?

ICICI Bank has successfully migrated its website and net banking services to the new .bank.in domain. Customers are advised to modify their bookmarks to ensure they access the off…

Mid-cap mutual funds: Sharp falls of over 20% can happen once every 4.2 years — what 21 years of benchmark data shows

While investing in mid-cap funds, are you worried about poor returns? However, avoiding declines can create another challenge if you miss the subsequent recovery. A 21-year analys…

NRI woman gets relief as ITAT cuts income tax penalty from 200% to 50%: Know why

ITAT Mumbai cut an NRI's tax penalty from 200% to 50% after she omitted ₹14.46 lakh in interest income from her ITR. The tribunal held mere omission isn't automatic misreporting,…

Apple Pay to come to India soon with Axis Bank? How will it work for iPhone users? Here's what we know

Apple is reportedly all set to launch Apple Pay in India next month with Axis Bank's credit cards. It is said that the company is also in talks with HDFC Bank and ICICI Bank.

MDR charges on 5 key services: Railway tickets, mobile bills, fuel and more

Select UPI merchant transactions will incur a Merchant Discount Rate. However, transactions under two thousand rupees will remain free for small traders. A fixed fee of five rupee…

₹250 to start a child’s retirement fund: Does this govt-backed scheme give higher returns than PPF, SSY?

8th Pay Commission: How current Dearness Relief rules work and what central govt pensioners demand

8th Pay Commission DR rules: Know how Dearness Relief is paid to central government pensioners and the key reforms pensioner organisations seek to address their concerns and impro…

Tax Audit Report deadline: Who needs to upload it by September 30, 2026

The deadline for uploading tax audit reports is set for September 30, 2026, specifically targeting certain taxpayers. Chartered accountants will manage the upload of the tax audi…

EPF retirement corpus calculator: Rs 1,800 vs Rs 3,000 monthly contribution — how much more EPF corpus you may build in 30 years?

The recent announcement to elevate the EPF wage ceiling represents a significant advantage for employees. By contributing more each month, individuals can amass a larger retiremen…

Is Will registration mandatory? No, but two witnesses are required by law

Registration of Will is optional but at least two attesting witness in Will is mandatory; Know what the law says. This article explains it all.

What happens to a creator’s Instagram, YouTube accounts and earnings after their death? Explained

Social media creators with certain followings can earn consistent income, but their accounts, content and money are managed differently after death according to platform policies.…